Who offers small business insurance?

Our Top Picks · State Farm. The Hartford, with a rating of 4.75 out of 5 in our evaluation, is our top choice for the best small business insurance. It also scored higher than any other provider because of its financial strength, customer satisfaction and available policies. It insures almost every small business profession, from barbershops to construction companies and auto repair shops and lawn care companies, and has coverage for your business needs.

The one area of our evaluation where The Hartford fails to shine is by failing to provide an application where commercial policyholders can manage their policies and claims. Your standard BOP provides general liability and loss of business revenues. It can also be customized with additional coverage, such as data breach insurance or professional liability insurance. The Hartford also has a wide range of other coverages, including workers' compensation and commercial cars.

With more than 1 million small business owners insured through The Hartford, it has lower than average complaints with the National Association of Insurance Commissioners (NAIC). It also provides state resources and coverage specific to the needs of your small business, choose your state and learn about laws and personalized coverage for your region. For example, if you're in Kentucky, you need workers' compensation. Unfortunately, we haven't been able to complete an online quote for Chubb.

For its part, ChubBSM Continuum is a specialized liability policy that can work as primary or excess coverage. Provides coverage outside the standard policy limits and periods with options such as liability insurance for the successor and liability insurance. Chubb maintains high customer service and has below-average complaints. Emphasizes the complaints service, with the intention of resolving complaints within 48 hours.

The Chubb Business Customer Center is your online portal where you can manage your policy and premium and apply for a COI. We determined which insurance companies would be the best overall with our own internal evaluation system. We reviewed 18 of the top insurance providers and presented the six with the highest scores. When evaluating insurance companies, we focus on customer needs.

We pay special attention to convenience, financial ratings (AM Best), customer service, the types of policies offered and the overall policyholder experience of a specific provider. State Farm is one of the largest and most well-known insurance companies in the United States. They offer a wide range of insurance products for business owners, including work practices, liability insurance, general liability insurance, and workers' compensation. In addition, they allow you to add professional liability coverage to your BOP coverage.

Every State Farm agency is independently owned, so each agent understands the unique needs of small business owners: they own businesses themselves. If someone had a slip and fall in your store, your liability insurance would help you pay your medical bills and protect your business from lawsuits. In addition to these basic coverages, professional liability insurance protects small business owners against claims that arise from poor guidance they provide to customers. Similarly, commercial auto insurance does not provide coverage when a commercial vehicle is used for non-commercial purposes at the time of an accident.

Progressive offers small business auto insurance for an impressive list of cars, including cars, SUVs, dump trucks, cargo trucks, cranes, trucks, tractor-trailers, limousines, buses, motorhomes, and recreational vehicles. Small Business Trends is an award-winning online publication for small business owners, entrepreneurs and the people who interact with them. Running a small business isn't easy, and one of the many challenges homeowners face is finding affordable and comprehensive insurance coverage. Chubb is a good commercial insurance option, as they offer types of coverage that you won't always find included in BOPs, such as business interruption insurance, coverage for additional expenses and accounts receivable coverage.

Time is money, which is why we've saved you time by finding the best insurance providers for small businesses. They currently offer insurance policies to more than 40 different types of businesses, such as public entities, retail, construction, manufacturing and transportation. Commercial auto insurance covers damage that results from a car accident caused by you or one of your employees when you use a vehicle for business purposes. We chose State Farm as the best insurance company for small businesses overall because it offers several types of coverage through a national network of agents.

The Hartford offers commercial insurance, including business income insurance, to companies in more than 60 different industries. However, almost every company needs general liability insurance, which protects you in the event that a customer is injured at your workplace. . .